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Advantages of Single Premium Whole Life Policy

A Single Premium Whole Life (SPWL) insurance policy works just like it sounds – you purchase the contract with one premium upfront. For folks who haven’t carried life insurance since the kids moved out of the house and their term life policy ended, SPWL offers some flexible financial planning options. First of all, rather than … Continue reading “Advantages of Single Premium Whole Life Policy”

Protecting Water, Music and Intellectual Property

America’s Water Infrastructure Act of 2018 (S. 3021) – This bill authorizes water pollution control activities as well as conservation and development of water and related resources to facilitate improvements to the rivers and harbors of the United States. The bill was sponsored by Sen. Amy Klobuchar (D-MN) on June 7 and signed into law … Continue reading “Protecting Water, Music and Intellectual Property”

Phone App to Enhance Staff Productivity

Is your staff spending too much time in meetings and not enough time working independently? If so, you’re not alone. Since 2008, the amount of time that firms spend in meetings has been increasing. It is now projected that organizations spend an average of 15 percent of company time in meetings. It could be that … Continue reading “Phone App to Enhance Staff Productivity”

Will Billionaire Investor Ray Dalio Be Correct Again?

The majority of the mainstream financial media steers investors to news stories that have little bearing on intermediate and long-term returns. The stories often have a short-term focus, centering on the problem of the day and how it will impact the stock market. Many experts, including the legendary investor Ray Dalio, believe the average investor … Continue reading “Will Billionaire Investor Ray Dalio Be Correct Again?”

Common Errors and Oversights When Evaluating a Business to Buy

When it comes to selling a business, it’s never a bad thing to be too careful. In fact, according to Forbes’ contributor Richard Parker, 50 percent of business acquisitions fall apart during the “due diligence” phase, where many current and future obligations exist. With such a high rate of deals that fall through, what are … Continue reading “Common Errors and Oversights When Evaluating a Business to Buy”

Miniscule Effort to Block Tariffs and Increased Efforts to Aid Veterans, American Indians, Assault and Terrorist Victims

Miscellaneous Tariff Bill Act of 2018 (H.R. 4318) – This bill is designed to cut or eliminate tariffs on articles such as chemicals, footwear, toasters and approximately 1,660 other items made outside the United States. About half of those items are produced in China. The legislation does not void any of the recent 25 percent … Continue reading “Miniscule Effort to Block Tariffs and Increased Efforts to Aid Veterans, American Indians, Assault and Terrorist Victims”

Stepping Up Defense Spending, Cybersecurity Tips for Small Business, a Possible National Suicide Hotline and Affirming the U.S. Press Is Not the Enemy

John S. McCain National Defense Authorization Act for Fiscal Year 2019 (H.R. 5515) – Introduced by Rep. Mac Thornberry (R-TX), this bill increases the size of the Army, Navy, Air Force, Naval and Air Reserve and Air Guard; fully funds a 2.6 percent pay raise for troops; and extends special pay and bonuses for service … Continue reading “Stepping Up Defense Spending, Cybersecurity Tips for Small Business, a Possible National Suicide Hotline and Affirming the U.S. Press Is Not the Enemy”